Cashless treatment plan for road accident victims : Compulsory for hospitals to immediately admit the injured and start treatment

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The central government has finalized the cashless treatment scheme for those injured in road accidents. Under this, there will be a coverage of treatment up to a maximum of Rs 1,50,000 for one injured person.  Also, it will be mandatory for the hospitals to immediately admit the injured person in the accident and start treatment. The Ministry of Road Transport and Highways has prepared this plan. It is likely to be implemented from the new financial year (2021-2022). In the Motor Vehicles Act-2019, the Center was empowered to formulate a plan for cashless treatment of injured in road accidents. The Motor Vehicle Accident Fund will be created under the scheme. Through this, in addition to the treatment of the injured in the accident, assistance will be given for the family of the deceased person. Apart from this, separate compensation will also be provided for those seriously injured in ‘Hit and Run’ accidents.  The central government will decide the amount of aid and compensation.

Highlights of the treatment – 

It will be necessary for the hospitals to immediately admit the injured person in the accident and start treatment.  

Cashless treatment will continue until the injured is completely stabilized. The cost of bringing the injured person to a hospital or to another hospital will also be included.  

There will be a coverage of treatment up to a maximum of Rs 1,50,000 per injured.  

Those injured under PM-Jai will be able to get cover for treatment after treatment is stabilized.

Three separate accounts will be created in the Accident Fund. One account will have victims of vehicles with insurance cover. All insurance companies will pay the minimum amount for this. The second account will be for victims of non-insured vehicles. This money will come from the amount of cess and penalty. The third account will pay compensation to the victims of ‘hit and run’.

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